Buy-To-Let Mortgages

This can be a popular mortgage option for those wishing to invest in residential rental property. Although the perception is that buy-to-let mortgages are expensive, this isn’t necessarily correct.

There are many lenders who offer competitive rates, which in many cases are generally similar to the rates offered on a standard mortgage.

Landlords also have a choice between interest only and repayment mortgages. Buy-to-let mortgages do differ in several ways from standard mortgages. When lenders are considering approving a buy-to-let loan, they generally base their decision on the likely rental income from the property and not necessarily the applicants’ income.

With Malone Mortgages’ expertise in this market, and knowledge of lender’s requirements, we can find you the most suitable mortgage for your individual circumstances.

The Financial Conduct Authority does not regulate some forms of Buy-to-Lets, Wills, Trusts and Overseas Mortgages.